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Loans are a feature in the game which, after being researched by the CFO, allows the player to borrow money from the bank and then pay it back periodically (or in one deposit, depending on the player's choices), which makes it a replica of a real-life bank loaning system.
Loans must be researched before being used. This is part of the financial branch of research and requires the researching and hiring of a CFO (Chief Financial Officer). The loans functionality can then be accessed by using the loans menu located at the centre of the top of the game.
The layout of the loans screen is as follows:
- A slider situates and displays the current loan and how much it yet to be payed back.